Singapore Workfare 2025: How to Receive Up to S$2,800 – Eligibility, Steps, Dates, and FAQs

The Workfare Income Supplement (WIS) is one of Singapore’s key support schemes, aimed at helping lower-wage workers boost their income and retirement savings. For 2025, eligible employees and self-employed persons (SEPs) can receive up to S$2,800 for the work year. This payout, divided into 40% cash and 60% CPF contributions, helps with both daily expenses and long-term retirement adequacy.

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If you’re wondering how to qualify and ensure you receive your Workfare payment, here’s everything you need to know, including eligibility criteria, payout distribution, and key dates.

Singapore Workfare 2025 Quick Summary

Item	Details
Scheme	Workfare Income Supplement (WIS) 2025
Maximum Payout	Up to S$2,800 for the work year (age- and income-tiered)
Payout Split	40% cash to your bank/PayNow-NRIC, 60% to CPF (mainly Retirement/MediSave)
Who Qualifies	Singapore citizens who worked and meet age and income criteria; SEPs must declare income and make MediSave contributions
Employees	Assessment is automatic via employer CPF wage records
Self-employed persons (SEPs)	Must declare net trade income to IRAS/CPF and make required MediSave contributions
Frequency	Employees are typically paid monthly once assessed; SEPs are paid after declaration and MediSave contributions are completed
Official Sites	Workfare

Who Qualifies for Up to S$2,800 in 2025?

To be eligible for Workfare Income Supplement (WIS) 2025, you need to meet the following criteria:

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1. Citizenship: You must be a Singapore citizen.
2. Age:
   • Employees: Must be 30 years old or above during the work year.
   • Persons with disabilities: Eligible from age 13 onward.
3. Income:
   • Employees: Earn a modest monthly income (typically below the lower to mid-S$2,000s for 2025). The exact eligibility varies based on income banding.
   • Self-employed persons (SEPs): Must declare net trade income and make the required MediSave contributions.
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4. Work Activity:
   • Employees: Employer must report your wages and make CPF contributions.
   • SEPs: Must declare income to IRAS and ensure MediSave contributions are made by the stipulated deadlines.
5. Property and Means Test: Standard WIS household and property rules apply (e.g., no more than one property owned, household income per person kept within limits).
6. Permanent Residents and Foreigners do not qualify.

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How Much Will You Receive, and How Is It Paid?

Total Potential Amount

Eligible workers can receive up to S$2,800 for the work year. The amount depends on factors like age, income, and employee vs SEP status.

Payout Split

• 40% in Cash: Credited directly to your PayNow-NRIC linked account or registered bank account.
• 60% to CPF: This portion is credited to your Retirement Account (RA) or Ordinary Account (OA), with a larger portion directed to MediSave for SEPs.

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Example:

If you qualify for the full S$2,800, you would receive:

• S$1,120 in cash.
• S$1,680 will be credited to your CPF account.

Step-by-Step: How to Get Your Workfare 2025 Payout

For Employees (No Application Needed)

1. Keep working and ensure your employer reports CPF wages accurately each month.
2. Link PayNow-NRIC: For faster cash credits, link your NRIC to PayNow through your bank. If you don’t use PayNow, update your bank details with the Government.
3. Monitor notifications: You will receive SMS or letters once your WIS assessment and payment are processed. You can also check your status via Singpass on the Workfare website.

For Self-Employed Persons (SEPs)

1. Declare your net trade income: File your income with IRAS or submit it to CPF.
2. Make MediSave contributions: Ensure that you complete your MediSave contributions by the stipulated deadline for the work year.
3. Link PayNow-NRIC or update bank details: This ensures prompt cash crediting.
4. Track your payout: Log in to Singpass on the Workfare site to track your eligibility and payment status.

Key Dates and Checkpoints

For Employees

• Ensure your employer submits accurate CPF contributions. Once reported, your WIS payment will be processed automatically.
• No additional steps are needed unless there are errors in wage reporting.

For SEPs

• Declare your net trade income and complete MediSave contributions on time.
• Earlier completion generally leads to earlier disbursement.

Tip: If you are unsure of your specific SEP deadline for the 2025 work year, check your Workfare dashboard (via Singpass) or contact CPF Board support.

How to Check Status and Fix Common Issues?

Check Eligibility and Payout History

• Log in with Singpass at Workfare.gov.sg.

No Cash Received?

• Confirm PayNow-NRIC: Ensure that your PayNow-NRIC is linked to your bank account.
• If PayNow is not used, update your bank details for Government payouts.

Mismatch in Wages (For Employees)

• Contact your employer to correct CPF wage submissions for the affected months.

SEP Payout Missing?

• Verify your income declaration and MediSave contributions for the work year. Ensure deadlines are met to avoid delays.

Smart Tips to Avoid Delays

• Link PayNow-NRIC before your first payout for faster cash credits.
• Track CPF contributions regularly in the CPF app or online services.
• Self-employed persons: Budget for MediSave early to ensure timely contributions.
• Update your contact details: Keep your mobile number and address current to ensure receipt of important notifications.

Tip: Use the Workfare calculator available on the Workfare and CPF websites to estimate your indicative payout tier.

Frequently Asked Questions (FAQs)