In Canada, the Canada Revenue Agency (CRA) and Service Canada are the key agencies providing various forms of financial support for residents, helping with retirement, disability, children, and tax-related expenses.
In November 2025, several important payments will be issued to eligible recipients, ensuring that those in need receive financial relief for their everyday expenses. Let’s break down the payment dates for November 2025, as well as the various benefits provided by the CRA and Service Canada.
CRA Payment Dates For November 2025
Several government programs help Canadians manage the cost of living, providing essential financial support. Here’s an overview of the primary benefits and their purpose:
- Canada Pension Plan (CPP): This provides a monthly income to individuals who are retired or have disabilities and are aged 65 or older. It’s designed to replace part of the income lost when you stop working.
- Old Age Security (OAS): This program supports seniors aged 65 and older, providing monthly payments based on income levels.
- GST/HST Credit: This is a tax-free monthly payment that helps low- to middle-income individuals and families offset the cost of sales taxes.
- Canada Child Benefit (CCB): This payment supports families with children under 18 years old, offering monthly tax-free benefits based on income, family size, and the number of children.
- Advanced Canada Workers Benefit (ACWB): This program supports low-income workers, especially those with disabilities, providing a financial cushion throughout the year.
- Climate Action Incentive Payment (CCR): This payment is aimed at helping residents in high-pollution provinces, offering monthly payments to offset the impact of carbon taxes.
CRA Canada Pension Plan Benefits 2025
The Canada Pension Plan (CPP) is a monthly income for those aged 65 and older who have worked and contributed to the program. It helps provide financial support after retirement.
- Monthly Amount: Around $1,433 per month (subject to contributions and other factors).
- Payment Date: 26th November 2025. The payment is made on the third last banking day of each month.
Canada’s Old Age Security Benefits 2025
The Old Age Security (OAS) program helps seniors with financial support. The amount varies depending on income, with lower-income individuals receiving higher payments.
- Amount for Singles: Approximately $740 per month.
- Amount for Couples: Approximately $814.10 per month.
- Payment Date: 26th November 2025 (same date as the CPP payment).
GST/HST Tax Credit 2025
The GST/HST Credit is paid quarterly to help eligible low- and middle-income individuals or families cope with high sales taxes. This credit aims to ease the burden of increased living costs.
- Unmarried Individuals: Eligible for up to $533 annually.
- Married Couples: Eligible for up to $698 annually.
- Couples with Children: Eligible for up to $184 annually.
- Payment Date: This credit is paid quarterly, with November payments generally not scheduled.
Canada Child Benefit (CCB) 2025
The Canada Child Benefit (CCB) helps families with children under 18 years of age. The amount varies based on family income, the number of children, and other factors. It is a tax-free monthly payment.
- Payment Date: 20th November 2025.
- Note: If you have more than one child, the benefit increases.
Advanced Canada Workers Benefit (ACWB) 2025
This benefit is aimed at low-income workers and has two components: basic and disability support. It’s issued in three installments throughout the year to provide assistance to those who work but still struggle with basic living costs.
- Payment Date: No specific date in November 2025, as it’s issued in multiple installments.
Climate Action Incentive Payment (CCR) 2025
The Climate Action Incentive Payment is paid to help residents of provinces that have higher carbon taxes. This benefit is meant to offset the increased cost of living due to climate policies.
- Alberta: A single person receives about $228 per month.
- Payment Date: Monthly, with payments distributed on set dates for eligible provinces.
CRA Payment Schedule for November 2025
Here’s a summary of the key CRA payments for November 2025, broken down by date:
| Benefit | Payment Date (November 2025) |
|---|---|
| Canada Pension Plan (CPP) | 26th November 2025 |
| Old Age Security (OAS) | 26th November 2025 |
| GST/HST Credit | No payment in November 2025 (quarterly payments) |
| Canada Child Benefit (CCB) | 20th November 2025 |
| Ontario Trillium Benefit (OTB) | 10th November 2025 |
| Advanced Canada Workers Benefit (ACWB) | No payment in November 2025 (multiple installments) |
| Alberta Child and Family Benefit (ACFB) | 27th November 2025 |
| Veteran Disability Pension | 27th November 2025 |
| Carbon Rebate (CCR) | No payment in November 2025 (monthly payments) |
How to Check Your Payment Status?
You can easily check your CRA payment status through My CRA Account or the My Service Canada Account.
Here’s how:
- Log in to your account on Canada.ca or MyServiceCanada.
- Navigate to your benefit details.
- Review the payment status and check for any updates.
Eligibility Criteria for CRA Benefits
To qualify for these benefits, you need to meet certain eligibility requirements. Here’s an overview:
- Age: For OAS, you must be 65 or older.
- Income: Many benefits are means-tested. Ensure your income is within the eligible limits.
- Residency: You must be a Canadian resident and fulfill the residence requirements for the benefit.
- Work History: For CPP, you need at least 40 work credits (roughly 10 years of employment).
- Family Situation: For the CCB and GST/HST Credit, the amount varies based on the number of children and household income.
Final Takeaway
With November 2025 bringing crucial benefits like the Canada Pension Plan, Old Age Security, and Canada Child Benefit, it’s important to stay informed about your eligibility and payment schedule. Checking your CRA account regularly can help ensure that you receive the correct benefits on time. These payments provide essential support to Canadians, helping ease financial burdens amidst the rising cost of living.
For more information on eligibility and updates, always refer to the official CRA website and My Service Canada Account.
Frequently Asked Questions
When will I receive my Canada Pension Plan (CPP) payment for November?
Your CPP payment will be issued on 26th November 2025.
Who qualifies for the Old Age Security (OAS) payment?
You must be 65 or older and meet the residency requirements to receive OAS. The amount varies based on income.
When will I receive my Canada Child Benefit (CCB) payment?
The payment for November will be issued on 20th November 2025.
What is the GST/HST Credit, and when will I receive it?
The GST/HST Credit is typically issued quarterly. The November payment is not scheduled, but you can check your eligibility and payments through My CRA Account.
How do I check if I’m eligible for these benefits?
Visit Canada.ca or MyServiceCanada to view eligibility details and check your payment status.
